15 Silly things we spend too much money on

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Baby clothes - There’s so little material, and it's going to be stained or too small very soon, yet you’re forking over the same amount as for your own clothes.

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Bottled water - These days there is no excuse for you to not have a refillable water bottle.

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Cable TV - It’s time to stop paying for shows you don’t want, especially in the era of instant streaming.

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Unused gym memberships - Speaking of exercising, if you have an unused gym membership, all you're losing is money, with the added side of guilt.

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Bad health habits - Cigarettes, too many happy hour drinks, extra fries with your burger, or sugary snacks—you already know you shouldn't.

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Fast fashion - You’re paying a high price for a trend that will pass, made with cheap material that won’t last. Do yourself a favor and skip the fast fashion.

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Lottery tickets and gambling - You're more likely to be struck by lightning than to win the lottery, so you'd have better luck putting that money in savings.

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Hotels - As extra fees, taxes, and other surcharges are added to the already expensive room rate, a hotel stay can cost hundreds if you're not looking on discount websites.

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Groceries - Shopping when you're hungry, falling for misleading deals, and following expiration dates strictly all add to the food waste problem. 

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External storage - Paying a hefty price to hold onto things you don't need will always be a waste of money.

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Phantom electricity - Phantom energy, or "vampire power," is electricity drawn from outlets when equipment is off but still plugged in.

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Extended warranties - The ultimate cash grab for retailers, extended warranties are usually a complete waste of money for consumers.

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Fast food - Stop stifling that little voice that reminds you that you have food at home, and save on those sneaky unwanted calories too.

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Timeshares - These "prepaid vacation investments" are extremely difficult to get out of, and for many people they are a waste of money.

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Internet - After reeling you in with a promotion, your monthly costs start increasing, there are annual fees, etc. The cost of Internet is all in the provider.

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