Sell spare electronics - If you have any old phones, laptops, iPads, or music players lying around, now is probably the time to put them up for sale.
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Sell gift cards - There's good news if you have any gift cards lying around that you haven't used yet: you can sell them on exchange websites offering cash for gift cards.
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Pawn something - If you own jewelry, musical instruments, electronics, etc., you can receive cash in exchange for these items at pawn shops.
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Ask for an advance - You can try asking your employer for a cash advance on your wages, which doesn't cost money and will be deducted from your next payslip.
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Borrow against retirement - It's a complicated process, but you can borrow against your retirement—from your IRA—once a year if you repay the money within 60 days.
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Garage sale - It might take a bit of time and effort to organize, but a yard/garage sale is another way to raise much needed funds.
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Credit card cash advance - A cash advance on a credit card is a much cheaper option than the interest on a payday loan, if your account is in good standing.
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Rent a room - If you live in a desirable area, and have a spare room, you can earn some emergency cash with short-term stays.
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Dog sit - Dog sitting rates might pleasantly surprise you. They can range from US$20-$100 a night for pet sitting at the owner's home.
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Rideshare or delivery - Become a driver for companies like Uber, Lyft, or Bolt in your free time to earn extra income. Food delivery services are also still in high demand.
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Phone plan - Moving to a less expensive phone plan could help give your cash flow a small boost. Shop around to find the best offer among providers.
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Friends and family - As a last resort, if you're in a bad situation that's an emergency, consider turning to friends and family.