These silly things we spend too much money on

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ATM fees - These charges can quickly add up, and all for simply using an ATM that doesn't belong to your bank! Be kind to your bank account.

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Bottled water - These days there is no excuse for you to not have a refillable water bottle.

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Work lunches - Bringing your own lunch could save you hundreds every month, and you'd probably be much healthier.

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Cable TV - It’s time to stop paying for shows you don’t want, especially in the era of instant streaming.

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Streaming subscriptions - On the other hand, having too many subscriptions is also money down the drain. Think about which you use the most, and cut the fat.

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Unused gym memberships - Speaking of exercising, if you have an unused gym membership, all you're losing is money, with the added side of guilt.

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International phone charges - Buying a one-off international plan before you travel can save you the exorbitant roaming charges.

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Textbooks that professors didn’t use - They’re "required texts" that are not at all cheap, and students are not happy.

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Fast fashion - You’re paying a high price for a trend that will pass, made with cheap material that won’t last. Do yourself a favor and skip the fast fashion.

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Lottery tickets and gambling - You're more likely to be struck by lightning than to win the lottery, so you'd have better luck putting that money in savings.

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Groceries - Shopping when you're hungry, falling for misleading deals, and following expiration dates strictly all add to the food waste problem.

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Pre-cut or pre-sliced anything - Slice the cheese, cut the fruit, and separate the garlic cloves yourself. You can do it.

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Phantom electricity - Phantom energy, or "vampire power," is electricity drawn from outlets when equipment is off but still plugged in.

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Extended warranties - The ultimate cash grab for retailers, extended warranties are usually a complete waste of money for consumers.

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Not keeping your tires inflated - Some tires with too little air can actually worsen a car’s gas mileage, which is money many people don't even know they're losing.

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Fast food - Stop stifling that little voice that reminds you that you have food at home, and save on those sneaky unwanted calories too.

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Timeshares - These "prepaid vacation investments" are extremely difficult to get out of, and for many people they are a waste of money.

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Internet - After reeling you in with a promotion, your monthly costs start increasing, there are annual fees, etc. The cost of Internet is all in the provider.

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